Payments
Payment products for merchants, aggregators, and payment service providers — covering cards, UPI, wallets, and cross-border transfers on one platform.
- Multi-rail
- PCI-aware
- Real-time settlement
Every payment method, one integration.
We build the platforms payment businesses run on — merchant checkout, aggregator processing, digital wallets, and cross-border transfers — so a business can accept any payment method without integrating each one separately.
Built so adding a new payment method doesn't mean rebuilding the platform.
What We Deliver
Six areas of work that make up most payments industry engagements.
Payment Aggregator & PSP Platforms
Multi-merchant payment processing for aggregators and PSPs.
Merchant Payment Solutions
Checkout, invoicing, and payment links for merchants.
Digital Wallets
Wallet products for storing and spending balances.
Cross-Border & Remittance
International payments and currency conversion.
Subscription & Recurring Billing
Recurring payment and subscription billing systems.
Payment Risk & Fraud Prevention
Fraud detection and chargeback protection for payment businesses.
Our Process
A five-stage engagement, from payment-flow mapping to daily operation.
Assess
Map current payment flows, rails, and merchant requirements.
Design
Design the payment architecture across rails, risk, and settlement.
Build
Build and certify the platform against network requirements.
Launch
Onboard merchants or partners and go live in production.
Operate
Monitor transaction health, fraud signals, and settlement daily.
Let's build your next payments platform.
Tell us what you're building or modernising — a member of the Unlock team will get back to you.