NBFC
Loan origination, servicing, and collections systems for non-banking financial companies — built to handle the full lending lifecycle on one connected platform.
- End-to-end lifecycle
- RBI-ready
- Co-lending ready
The full loan lifecycle, on one connected platform.
We build the systems NBFCs run lending on — from digital origination and credit decisioning through servicing, collections, and regulatory reporting. Every stage feeds the next, so a loan's status is never out of sync across your systems.
Built so a loan's status means the same thing in every system that touches it.
What We Deliver
Six areas of work that make up most NBFC engagements.
Loan Origination Systems
Digital application, KYC, and credit decisioning workflows.
Underwriting & Credit Scoring
Risk models and rules that power lending decisions.
Loan Servicing & Account Management
Repayment schedules, statements, and account servicing.
Collections & Recovery
Collections workflows and recovery tracking.
Regulatory & Compliance Reporting
Reporting systems built for NBFC regulatory requirements.
Co-Lending & Partner Integrations
Integration with co-lending partners and loan marketplaces.
Our Process
A five-stage engagement, from lending audit to regulated operation.
Assess
Review current lending workflows, data, and collections performance.
Design
Design the origination-to-collections flow and the systems behind it.
Build
Build and integrate loan management, scoring, and collections systems.
Migrate
Move active loan books across without disrupting servicing.
Operate
Support lending operations under regulatory reporting requirements.
Let's build your next lending platform.
Tell us what you're building or modernising — a member of the Unlock team will get back to you.