We help fintech companies scale by delivering excellent custom financial software development and expertise.
Choosing the right IT partner for your custom fintech needs can be daunting. It would help if you had a partner who understands the complexities of the fintech industry and can deliver results that align with your business goals.
Unlock has delivered software solutions for some of the most prominent finance and banking companies like Pay Point India Networks Limited and My Payment Bazaar Private Limited. This includes various web and backend solutions like web banking services, UPI Integrations, Rupay GPR and Gift cards integrations, UIDAI integration, KYC platforms, financial reporting software, reconciliation tools and API Integrations.
Our team of expert software engineers, product owners and leaders work in perfect sync to deliver outstanding end-to-end fintech solutions and guarantee
- Security
- Scalability
- Fast delivery
- Easy maintenance
- Easy integration
- Innovation
We’re always at your disposal, providing guidance and support throughout the process, no matter how long or complicated it may be.
Just a few of the fintech software solutions we’ve worked on for our partners
PPI Wallet Management System
We have created a RBI compliant wallet management system for a PPI license holding Fintech company in India. Wallet creation, KYC of the wallet holder, loading of funds, wallet loading restrictions, wallet limits, payment to a person, payment to a merchant, reporting, fraud velocity monitoring and much more.
UIDAI Integration
We have performed AUA and KUA integration with UIDAI. As per UIDAI’s guidelines we have implemented user authentication, mandatory data encryption and secure data handling. Implementation of HSM and KYC Valut.
UPI Integration
Our engineers took the task of integrating UPI in the PPI wallet. We can help in integrating your application with the TSP and complete NPCI test cases to go live with UPI. Creation of UPI Handles, Sending UPI Payments, UPI Collection Request, UPI QR, UPI Mandate, UDR, Reconciliation and much more.
Rupay GPR and Gift cards
Rupay General Purpose Cards and Gift Cards integration for a fintech customer. Issuing cards, transaction authorization, lock / unlock cards, block cards, bulk generate cards, change card pin, channel-wise transaction limit, mcc code wise reports, analytics, self care portal and more.
UPI Payment Gateway
Developing a UPI payment gateway to enable merchants to collect payments via UPI. Payment Gateway SDK, API, redirect payment gateway, server to server payment gateway and much more.
NCMC Cards
We have performed integrations for NCMC Cards to facilitate top-up authorization, balance update, loading of NCMC Cards and reconciliations.
On-boaring and KYC
On-boarding a new customer or merchant requires digital KYC. We can help in creating the on-boarding platform to on-board a new customer, perform KYC by verifying customer documents with third party api’s and changing the on-boarding flow based on verification of the customer documents. Online PAN Card verification, Aadhar number verification, GST Number verification, Driving License and Voter ID verification, Aadhaar redaction, OCR on uploaded documents and much more.
Merchant Panel
We have created a merchant Portal for merchants to view transactions routed for their merchant account, status and details of each transaction. Check settlement status, view settlement report, issue full / partial refund, provide documents for customer disputes, update kyc, upload logo, view analytics, download to excel and much more.
Financial Service Integration
We have helped multiple organizations in integrations for Aaadhar Enabled Payment Services, Domestic Money Transfer, mATM, Fixed Deposits, Aadhar Pay, Nepal Money Transfer, BBPS integration.
Tailor fintech solutions that drive growth and compliance with our software development services
Custom software solutions
Develop custom fintech software solutions that can handle high volumes of data and complex workflows and meet your specific needs.
Third-party integrations
Enhance functionality by integrating with 3rd party systems such as payment gateways, CRMs, accounting and financial management tools, compliance and regulatory solutions, identity verification and authentication tools.
Modernization of legacy systems
Transform your outdated and sluggish legacy systems with efficient and modern technology. Our expert team will seamlessly migrate your systems to cloud infrastructure while ensuring full compliance with industry best practices.
Cloud computing
Provide secure, scalable, and cost-effective solutions for data management and analysis. With our cloud-based services, you can easily expand your services, ensure data security, enhance accessibility, and drive innovation and growth for your fintech business.
Web development
Deliver secure, user-friendly, and reliable platforms that provide seamless and secure access to financial services online. Add features such as user authentication, account management, payment processing, data analytics, security and compliance (such as KYC, AML regulations).
Technology consultancy
Assess your existing technology infrastructure to identify gaps and opportunities for improvement. Then, based on your requirements and assessment, we design and develop a custom software solution. This may include the development of banking, payment processing, trading platforms and more.
AI and machine learning
Our experienced team of developers can help you create custom software solutions to meet your unique business needs. We work with various technologies to develop robust, scalable, and secure software that helps you streamline your operations and achieve your goals.
Data security
Stay compliant with strict privacy regulations thanks to robust security measures and protocols. We’ll prioritize protecting your data from breaches, mitigating cyber threats and keeping your operation up to date with the latest industry standards.